Pension Estimator

Pension Estimator

Find Out What Your Biweekly Pension Might Be When You Retire

Use this Pension Estimator as often as you like for your personal retirement planning. The Estimator works using data you enter from your most recent Annual Statement of Benefits.

Note that the Pension Estimator was developed to provide basic pension estimates only. Factors such as your future salary, employment status, and the YMPE (Year's Maximum Pensionable Earnings, set by Canada Revenue Agency) can have a significant impact on your benefit entitlement. The further you are from your retirement date, the less accurate your estimate may be. If you have recently experienced a significant increase in your salary, the Pension Estimator results may be understated in comparison to the projected pension amounts on your Annual Statement of Benefits.

Your actual entitlement to a pension, and its amount, will be officially calculated by WCEBP when you retire. Speak with one of our Member Service professionals before making any final retirement decisions.

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Pensions are complex. Important information is provided throughout this estimation process and in the Estimator Terms of Use. We encourage you to read all information carefully.

I have read and understood the Terms of Use

Please correct errors highlighted in red below.

Enter the following information as it appears on your 2015 Annual Statement of Benefits. (Your Statement was mailed to you at the end of May 2016.)


Please enter a number between 1900 and 2100
Please enter a number between 1 and 12
Invalid Day Entered

Please enter a number between 1900 and 2100
Please enter a number between 1 and 12
Invalid Day Entered

Please enter a number between 1900 and 2100
Please enter a number between 1 and 12
Invalid Day Entered

Please enter a number between 0 and 99.9999

Please enter a number between 0 and $999,999.99


Please enter a number between 1 and 100


Please enter a number between 1900 and 2100
Please enter a number between 1 and 12
Invalid Day Entered



In Canada, inflation generally averages about 2% annually.
Choose a higher rate only if you anticipate an above-average salary increase.

Please enter a number between 1900 and 2100
Please enter a number between 1 and 12
Invalid Day Entered

Please enter a number between 45 and 71

Some Limitations

To use the Estimator, you must be a member of The Winnipeg Civic Employees’ Pension Plan and have service on or before Dec 31, 2015.

The Estimator will not provide accurate results if your service includes:

  • A partial disability rating
  • A period of deferred membership followed by re-employment with a Participating Employer
  • Service in both the Civic and Police pension plans
  • A reciprocal transfer
  • A reciprocating agreement
  • An unresolved relationship breakdown

If your service history includes any of the above, please contact us for more information.